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Cookie Policy

Last Updated: August 3, 2023

This Cookie Policy explains how Union One Benefits Administration, Inc. (“Union One,” “we,” “us,” or “our”) uses cookies and similar technologies to recognize you when you visit homeahead.com (“Site”). It explains what these technologies are and why we use them, as well as your rights to control our use of them.

  1. What are cookies?
    Cookies are small data files that are placed on your computer or mobile device when you visit a website. Cookies are widely used by website owners to make their websites work or to work more efficiently, as well as to provide reporting information.
  2. Why do we use cookies?
    We use cookies for several reasons. Some cookies are required for technical reasons for the Site to operate, and we refer to these as “essential” or “strictly necessary” cookies. Other cookies also enable us to track and target the interests of users to enhance the experience on the Site.
  3. How can you control cookies?
    You have the right to decide whether to accept or reject cookies. You can set or amend your web browser controls to accept or refuse cookies. If you choose to reject cookies, you may still use the Site though your access to some functionality and areas of the Site may be restricted.
  4. How often will we update this Cookie Policy?
    We may update this Cookie Policy from time to time to reflect, for example, changes to the cookies we use or for other operational, legal, or regulatory reasons. Please revisit this Cookie Policy regularly to stay informed about our use of cookies and related technologies.
  5. Where can I get further information?
    If you have any questions about our use of cookies or other technologies, please contact us at:
    Union One Benefits Administration, Inc.
    28160 W Northwest Hwy, Suite 100
    Lake Barrington, IL 60010
    Phone: (847) 350-1786
    Email: info@homeahead.com

Important Information

The HomeAhead Platform, Consumer Choice, and Program Benefits

The HomeAhead Homeownership Program, powered by HomeAhead™, is a homeownership preparation platform designed to help HomeAhead Members prepare for homeownership. Through the Program, Members have access to educational resources, planning tools, and a personalized HomeAhead Profile that helps them organize their information and understand how it compares to common public benchmarks before pursuing a mortgage.

Members retain full control over their HomeAhead Profile. Members may choose to print or export their profile and provide it directly to any mortgage lender of their choosing, whether or not that lender participates in the HomeAhead Homeownership Program. The HomeAhead Homeownership Program does not require Members to use a participating lender and does not restrict a Member’s ability to shop for, compare, or obtain mortgage financing outside the Program.

Members who elect to transmit their HomeAhead Profile to a participating lender within the HomeAhead Homeownership Program framework may have access to program-specific benefits available through participating lenders. Certain program benefits are available only on qualifying mortgages originated within the Program framework and are subject to applicable program requirements, lender guidelines, and applicable law. Participating lenders are independent, licensed mortgage lenders. Members remain free to choose any lender and mortgage option that best meets their individual needs.