MEMBER VALUE PROGRAMS
Real value for your Members.
Built and run by us.
Member Value Programs (MVP) is a growing suite of voluntary benefits — anchored by income protection — that help Members protect their paycheck, their family, and their future. Union One builds it, runs it, and services it, at no cost to the union.
One program.
A growing set of benefits.
MVP is a coordinated way to bring meaningful benefits to your Members away from the jobsite. It begins with income protection — the coverage most Members don’t have and most need — and expands to the other moments that matter: providing for a family, buying a home, and paying for college. Everything runs through a single program, and everything is designed to make membership more valuable.
What MVP does for the union
Strengthen
Build a healthier, more financially stable membership.
Retain
Give Members more reasons to stay connected to their Local and the International.
Recruit
Give prospective Members a clear reason to choose the union.
Organize
Give organizers a concrete way to show the value of membership.
Member Income Protection:
one plan, three core benefits.
At the center of MVP is a voluntary Member Income Protection Plan available to every active, dues-paying, U.S.-based Member — guaranteed approved, no medical questions, and paid 100% tax-free. Health plans cover the medical bills; this covers the income Members rely on while they recover.
Short-Term Disability
up to $2,000/week
Replaces income for off-the-job injuries, illnesses, mental health, and surgeries after a 14-day wait, for up to 24 weeks. Members choose their benefit in $50 weekly increments.
Long-Term Disability
up to $7,500/month
Picks up where short-term ends, with up to 5 years of extended, 24-hour coverage on or off the job. Members choose their benefit in $100 monthly increments.
Life Insurance & AD&D
up to $500,000
Tax-free life insurance for Members, with spouse and dependent coverage available, plus an equal Accidental Death & Dismemberment benefit.
Every benefit:
GUARANTEED APPROVED • NO MEDICAL QUESTIONS • PRE-EXISTING CONDITIONS COVERED AFTER 12 MONTHS • PAID 100% TAX-FREE.
Beyond income protection.
MVP keeps growing to meet Members at every major financial moment — all under one program, all at no cost to the union.
Voluntary disability plans
Short- and long-term income protection, the core of MVP.
Life & critical illness
Tax-free life and AD&D, with critical illness protection available.
Mortgage & home-buying
Resources and savings that support Members through buying and keeping a home.
College tuition assistance
Help for Members and their families pursuing higher education.
No cost to the union • Rewards participation • Strengthens retention.
Real value for Members.
No burden on the union.
MVP is built around direct Member payment, so it asks almost nothing of the union and nothing of the employer.
No cost
Union One covers all program costs; Members pay directly through secure ACH — no payroll slots, no dues mixing.
No added workload
All servicing, claims, and Member questions are handled entirely by Union One.
No employer dependency
Nothing is bargained at the table and no payroll slot is required, so the union delivers for Members on its own terms.
A partner with a proven record.
Union One has protected union families since 2010, with national plans in force across some of the country’s largest labor organizations.
$600M+ paid in tax-free benefits to union families since 2010.
National plans in force with IBT, IUEC, IUPAT, BLET, SMART-TD, and IBEW Rail.
Simple enrollment, on any device.
Members enroll through UnionHub — a mobile-friendly platform available 24/7 with smart coverage recommendations, a unique registration code for each Member, and self-service payment management. No paperwork, and no calls to the Local required.
Enrollment is always Member-initiated. Union One never cold-calls Members or visits their homes.
Available 24/7 — Mobile • Tablet • Desktop
Let’s talk about MVP for your Members.
Whether you’re exploring benefits for the first time or comparing options, we’re glad to walk you through how MVP could work for your membership. There’s no cost to explore it and no obligation.
Start the conversation
To learn more or connect with our team, call (847) 387-3555 or email info@unionone.com.